Terms & Conditions

These Terms & Conditions govern the use of our services, website, communications, and SMS messaging. By using our services or providing your information, you agree to these Terms.

1. Services Provided

Dannymar Insurance & Professional Services offers:

• Auto Insurance

• Homeowners Insurance

• Health Insurance

• Life Insurance

• Commercial Insurance

• Personal Taxes

• Commercial Taxes

• Bonds & Notary Services

2. Use of Our Website & Services

By accessing our website or receiving our services, you agree to:

• Provide accurate and truthful information.

• Not misuse or attempt to disrupt our systems.

• Not use our services for fraudulent or illegal purposes.

We reserve the right to refuse service if misuse or fraud is suspected.

3. Quotes, Policy Information & Documents

Any insurance quote provided is:

• Based on the information you provide.

• Subject to underwriting approval by the insurance carrier.

• Not a guarantee of coverage until a policy is issued and payment is received.

Tax services are based on the documents you provide, and accuracy depends on client-submitted information.

4. Fees & Payments

Payment terms vary depending on the service:

• Insurance payments may be processed directly with carriers.

• Tax preparation fees are due at the time of filing.

• Notary, bonds, and consulting services may require upfront payment.

All fees are non-refundable once services are rendered.

5. SMS Messaging Terms

By providing your phone number and opting in to SMS messages, you consent to receive:

• Appointment reminders.

• Insurance quote updates.

• Policy notifications.

• Document requests.

• Tax status updates.

• General customer communications.

Message Frequency

Message frequency may vary depending on client interaction.

Message & Data Rates

Message and data rates may apply according to your mobile carrier.

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Opt-Out

You may opt out at any time by texting STOP.

You will receive confirmation of the cancellation.

Help

Text HELP for assistance or contact us at:

 theagency@dannymar.com

 (904)539-8012

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Privacy Requirement

We value your privacy.

SMS consent is not shared with third parties or affiliates under any circumstances.

6. Privacy & Data Protection

We collect personal information (such as name, phone number, email, documents, and policy details) to provide our services.

We do NOT sell or share your personal data, including SMS consent, with any third party except:

• Insurance carriers for underwriting.

• Tax authorities when filing taxes.

• Required legal disclosures.

For full details, please see our Privacy Policy.

7. Notary & Bond Services

Notary services require valid government identification.

We reserve the right to refuse a notarization if:

• Identification cannot be verified.

• The signer appears coerced.

• The document is incomplete or suspicious.

Bond services are subject to underwriting approval.

8. Limitation of Liability

Dannymar Insurance & Professional Services is not liable for:

• Delays caused by carriers, tax agencies, or third parties.

• Errors resulting from incorrect information provided by clients.

• Losses resulting from failure to maintain insurance payments or policy lapses.

9. Changes to Terms

We may update these Terms & Conditions at any time.

Updates will be posted on our website.

10. Contact Information

 

For questions or concerns:

theagency@dannymar.com

4741 Atlantic Blvd Suite E3 Jacksonville, Florida 32207

(904)539-8012